Teaching your young children about money is one of the most important things you can do as a parent. Don’t wait until they are teens to teach them responsible money management skills for a lifetime.

What lessons you impart depend on your kids’ maturity, but you can usually get started by the time your child turns seven. Don’t pass up this opportunity, because preteens still accept guidance from their parents; later on, peer pressure becomes a stronger influence.

Allowances

Giving your kids an allowance is a great way to teach them how to set savings goals. Decide whether to tie it to chores or require kids to set aside a portion for savings or charity. (Charitable contributions can teach kids that, sometimes, feeling good about helping others trumps spending on themselves.)

According to a 2008 survey published in the San Diego Union Tribune, weekly allowances for children ranged from an average $2.84 for a child at age four to $9.58 at age 12.

Here are some guidelines to consider as you structure your children’s allowances:

Be reliable; pay allowances the same time each week. Sunday nights are perfect because your kids won’t have the weekend to spend it all quickly.

Use small denominations so they can easily set aside a portion for charity/saving, if those are your rules.

Never withhold an allowance as punishment. If your child receives a gift of money, it’s for them to decide how to save or spend it. Never “borrow” your kids’ money, and don’t criticize their decisions.

Daily Money Lessons

Look for everyday opportunities to teach money lessons. Teach comparison-shopping at the grocery store or, if they’re older, how to do so online.

Teach older children about investing by helping them buy a share of stock in a company whose products they buy, like the company that makes their iPod or their favorite snack.

Checking and Savings Accounts

Most kids are ready to open a bank account by age 9 or 10. They’ll learn that money doesn’t grow in ATM machines!

If Money’s Tight

If your family’s experiencing financial difficulties, be careful what you say. Don’t frighten children with extreme language.

If you’re a single parent, don’t overspend on your children because of guilt. Your children need quality time with you more than money. Don’t be pressured into buying the latest gotta-have it or impulse purchases. Encourage your kids to help the family stretch a dollar. Most kids will eagerly contribute if you value their input.

Najafgarh is located at the outskirts of the southwestern part of New Delhi, India. This place has a combination of Rural and Urban population from New Delhi and Haryana. Najafgarh is surrounded by a number of villages in the South West District of Delhi. The total population of Najafgarh is 906,452 and the total literacy rate has been estimated to be 82.83 %. Various religious and meditation centers are situated in Najafgarh.

Najafgarh Fort h ad 4 gates but currently only one gate is left which is the Delhi gate built in 1790 AD. Delhi gate is the main entrance to to the old city which is now a Main Market of this area which resembles to be hundreds of years old. One of the famous temples in the area is Sai Baba of Shirdi. A large number of devotees visit almost all the parts of western Delhi.There are a number of renowned CBSE and Nursery schools in Najafgarh.

Mata Bhatee Devi Public School is one of the renowned school in Najafgarh. The mode of instruction is English. The school timings are from 8 am to 2 pm and the school is affiliated to the CBSE board and the strength of each class is not more than 35. It impart education from Nursery to Xth standard. The school provide many facilities for the sake of the students convenience like the computer lab is fully equipped with upgraded systems, latest software, networking and internet facility.

The school has its own Maths lab where students learn the application use of mathematics. It also has own home science lab where students get to learn first-aid tips. The school has a big, spacious library-cum-reading room having a number of books on various subjects headed by an efficient librarian helps the students as well as teachers to enrich themselves with latest knowledge. The school ground is clean and green place where students play vivid games of their choice to rejuvenate themselves after a hectic schedule. Today to meet the challenges and demands of the modern fast-paced world, students need to be techno savvy.

The teachers realize the importance of electronically supported learning and have classrooms equipped with smart boards with special tie up with Educomp to assist learning. The school also has a friendly online system that provides students, teachers and parents with information at the click of a mouse.The school also gives transport facility. In our Endeavour to provide wholesome education that caters to every need of the child. Mata Bhatee Public School believe in providing World class heath care facilities to our students.

The writer of this article is a school advisor in OnlineSchoolAdmissions and provides free consultancy to parents on school admissions. Parents can search cbse schools in Najafgarh or coeducational schools in Najafgarh on the site and they can admit their child. They can also hunt for schools in Najafgarh as per their choice and can fill up school’s application forms online.

Online education programs are conducted over radio, television and the very common is over the mail. The very popular Internet is today’s primary method of presenting and distributing educational materials. This mode of learning is the latest trend in education today. Many people benefit from this especially students who have limited money, time, who are living in remote areas and students with handicapped.

Online education is usually web-based with specific web site that is designated to the degree course. Students need supplemental materials such as computer software as a part of certain course. In order to take exams and know posted assignments, students must visit the website . Through email, chat rooms or forums, students and instructors can communicate with each other. Discussions and virtual lectures are part of online course work. Students can attend virtual classrooms to complete their course degree. There are some online schools that are having virtual graduation ceremonies for their graduate students who are located in remote areas.

Many accredited Universities and Colleges now are offering online classes to cater the needs of many people with hectic schedules. They offer online degrees with hundreds of course subjects for you to choose from. Students can learn new skills and gain new information at their own pace. They have the freedom of choosing a place and time to study. Some of them attend online classes during their free time. Many students enroll here from different part of the world just to further their education. Some of them participate in online education programs because colleges do not exist in remote areas.

You can also combine traditional classes to online courses that is also known as blended learning learning experiences. Learners who successfully finished a degree course online are usually the ones who possess qualities such as self motivated, well organized, independent learner, computer literate, good time management skills and excellent communication skills.

We could not deny the fact that online education environment will never completely replaced traditional way of earning a degree course. The dynamic nature and convenience that online education give to its student attracts more and more people to participate in such system of education. It is a very effective way to achieve higher education or to further your education for a better career opportunity in the future. With the continued support in online learning environments and classroom sessions there is an assurance that trainings are delivered conveniently and effectively for both instructors and students.

Family Hospitals. If a family member needs medical attention while the family is vacationing in Europe, you are better off if you happen to be in Florence, Italy. Italy has one of the best family hospitals in Europe. Almost every hospital has doctors for the newborn, infants, toddlers, older children and teenagers, adults and the elderly.

Florence hospitals have specialists for heart diseases, women’s diseases, injuries, and yes, beauty specialists. There is a doctor for each member of the family so there’s no need to fret when a family member needs a doctor. Take note that Florence is one of the oldest cities in the world – and the best medical universities are here.

Before your travel, it is best to assess and anticipate the medical needs of all family members. Your family doctor can make arrangements with a doctor or doctors in Florence, Italy. Also check your medical insurance.

If you have a universal medical insurance, you have the option to choose your doctor and hospital and there wouldn’t be any problem getting into hospitals when you show the insurance documents.

You can also visit your Embassy to make inquiries about reliable medical service for serious ailments. The Embassy can always recommend doctors who speak English if you are particular about this. Or you can ring the heath authorities of Florence for more particulars – whether you are a tourist, an expat, or working in Florence.

When traveling with the family, get advance information about hospitals in Florence. Discover which hospitals have the medical specializations you need, and which hospitals accept hospital emergency cards and universal health insurance. The information can ease your mind about the medical well-being of your family.

Where to Stay. Florence is a beautiful city and the tourist attractions continue to amaze and entertain locals and visitors. Tourists generally flock to hotels but those who have experienced the convenience and comfort of well-appointed holiday apartments prefer these apartments over hotels for one good reason – affordability. With the entire family in tow, a holiday apartment is a logical choice.

Whether you are on vacation or seeking medical attention in Florence, staying in holiday apartments during your treatment or recuperation, makes sense. The cost is lower comparable to hotels and you can choose apartments next door to family hospitals or book a holiday apartment online in quieter neighborhoods. These apartments may or may not have private swimming pools or rooms with fantastic views. It’s a matter of choice.

If youre in the child care business, youre probably already well aware of the newest federal crib safety regulations that were approved in December 2010. What you may not be completely aware of is how it impacts your child care center. Here, we break down what the new regulations mean to your child care business.

Child Care Cribs and Safety Regulations

In the last few years, the Consumer Product Safety Commission (CPSC) has recalled millions of drop-side cribs due to suffocation, entrapment and fall risks. The CPSC has now taken a firm stand in crib safety.

On June 28, 2011, the new CPSC crib safety regulations that impose stricter guidelines for crib manufacturing, took effect that prohibit the manufacture, sale and resale of non-compliant cribs. Additionally in an unprecedented action the CPSC also banned all non-compliant in places of public accommodation as of December 28, 2012. These new standards have been approved since December 2010 and are just now going into effect to ensure that hotel cribs, child care cribs, and all other commercially used cribs are safe for use.

A common misconception is that the new safety standard only affects drop-side cribs. The new law is much farther reaching, encompassing almost every component of the crib including: improved labeling, more severe vertical impact testing, elimination of wood screws, reduction of toe hold exposure, and enhanced structural integrity of the slats.

With the new safety regulations in effect now, child care centers, hotels and furniture rental companies that offer cribs must begin making plans to have compliant cribs in their facilities by December 28, 2012. Yet, the bottom line is that all publicly used, non-compliant cribs currently being used, including child care cribs, must be replaced by cribs that have been tested to meet the newest crib safety standards by the deadline.

For a child care center purchasing a new crib it is critical to make sure the new cribs pass the new standards set forth by the CPSC. The most effective way to ensure this is to request from the manufacturer a certificate of compliance confirming a passing test to the new 16 CFR 1219 for full-size cribs and 16 CFR 1220 for non full-size cribs.

There are a lot of scholarship types available for college students, and one of them is categorized as creative writing scholarships. These educational grants are given to college students who excel in creative writing and literature. If you are a great writer, then one of these scholarships will be yours in no time. All you have to do is to send an application and the required written piece, and you can already choose the university where you want to continue your studies.

Here are some of the creative writing scholarships available to college students like you:

Ursinus College provides a stunning $25,000 every year to students who have shown great excellence in creative writing. Once you have been chosen as the recipient, you will be receiving it for four years. Aside from this financial benefit, you will also get the privilege of staying in a dorm owned by the college for free as long as you are the scholar for the J.D Salinger Scholarship.

NEA Creative Writing Scholarship is said to be the hardest competition among all creative writing awards. This grant for school provides $25,000 every year for four years from the National Endowment of Arts. Unfortunately, you can only join the competition if you already have published written works under literature, fiction, and poetry. This is a national level competition, which means that the best of the best in writing are gathered here to compete for the educational grant.

The Armistead Maupin Creative Writing Scholarship Fund is a grant for school that is given to college students who are taking liberal arts or creative writing course. Although the amount of the prize is not as massive as the first two, the competition here is a bit easier. All you need is a great written work, and you can already apply. You do not have to be a popular writer with a published work in order to get this educational grant.

The John Engman Poetry Scholarship is a financial aid that is given to students who excel in poetry. This grant is given to students whose annual family income do not exceed $20,000 and is randomly given to all the applicants. Unlike the NEA Creative Writing, you do not need published materials in order to apply for this financial aid.

There are a lot of programs that are dedicated in providing financial assistance to students with great writing skills. All you have to do is to look for them, and the Internet is one of the best places to start you search.

Christmas is the festival of joy and celebrations. This festival holds a special importance for kids and they wait patiently for it to come. For them Christmas is always associated with a plump, joyous, white- bearded man – wearing a red coat and carrying a big bag full of gifts and treasures, which they have written for. Writing letters to Santa is one of the most loved traditions, especially by the kids. It dates to centuries back when kids used to write letters to Santa and demand things they always dreamt of. Even today it is the same goodie list to Santa Claus. Kids also write personalized statements about their general good behavior during the year and why they deserve the gift they have asked for. These traditions run in families from generations and promote the children’s belief in Father Christmas .This gesture helps in improving the bonding between parents and kids.

There are a million of kids across the globe that write loving letters and expects Santa to come and deliver what they have requested for. These kids are just like your own children but often their wishes remain unanswered. Their families are unable to support the wishes of their children. Moreover, due to this ever changing lifestyle people are so occupied thinking about themselves that they forget about the society they live in. Christmas spirit is all about sharing and caring. So apart from your family you must also do something to make this festival a happy one for other kids. Something that will make these kids realize that Santa exists and their mails would be answered. Children are innocent and always long for items which are very general. Children ask for basic items like clothes, shoes and toys, so you need not worry much. You can organize parties at home and can ask the guests to bring a small present which can be donated or you can just buy another set of goodies just like your kids and distribute them. Buying small goodies does not hit your pocket much but gives you happiness which remains with you till eternity.ty.

Sometime back -adopt a letter a program’ was introduced by United States Postal Services (UPSC). This program was designed such that people can adopt any letter from millions sent to Santa every year and send those little ones whatever they have desire directly to them by post. It was very successful as better off people could share their happiness with kids living far and make this festival truly memorable for them. So, this Christmas put a smile on the faces of needy children. Let us make the children’s letters to Santa come true to life.

Be an elf is non- profit organization which aims in making Christmas special for the children in need by answering children’s letters to Santa. Writing letter to Santa is a tradition and making their wishes true is their mission.

Sevierville child custody attorney helps in developing a quality and a superior parenting plan to expect the changing demands of the family for all the contested and complex cases. >

Child custody is the most litigious issues that arise in the course of a divorce and is bound to affect many elements of the divorce proceedings like financial payments of child support, property division and alimony. To ensure what is favourable to obtains and custody arrangement of the children, one should hire the best Sevierville child custody attorney who can handle the emotional and complex child support disputes. The lawyers are skilled in handling the child custody cases and will provide with the most aggressive and compassionate child custody representation to resolve the disputes successfully. They make the best child custody arrangements, determine the factors that are being a hurdle in child custody for their clients, child support and also further modification of the child support orders.

Arrangements of child custody

Divorce itself is an emotional and traumatic experience but when the marriage is not working out and the couples agree upon the termination of marriage then the legal aspects of child custody and support has to come in the picture. The child custody is generally given to the single parent but the law courts in the city favour shared custody or joint child custody. Despite this, the child can live with a parent or another parent with visitation arrangements made. A factor that needs to be verified in child custody is best helped by child custody attorney. The child’s interest is kept in mind to award the custody to the parent to ensure health, welfare and safety. The additional factors include physical and mental health of the couple seeking child custody, emotional and physical needs of the child, emotional or physical abuse evidence, parent’s ability to provide with shelter, food, medical care and others. Parent’s stability and strength between parent and child is also considered for child support. All the important things are explained by the child custody lawyer to help on a better child custody dispute resolution.

Child custody resolution by expert advocates

There are so many law offices dealing with family law and divorce, child support and child custody issues being the most complex and difficult litigious procedures, a sevierville Child Custody Attorney is able to work in the best interests of clients. The custodial process is developed in a way that the child’s welfare is established and is given the custody of the best parent for a good future. An expert legal advisor with needed skills can make a difference in the child custody case.

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Do you struggle to keep your children busy after school? It can be very tiresome to deal with energetic children after a long day at work. Fortunately, you don’t necessarily have to use up a lot of your own energy to keep the kids entertained.

Clubs and Societies

One of the easiest but in many cases costliest ways of making sure your kids remain entertained after school is to enroll them in various clubs and societies that relate to their interests.

For example, sporty young kids would probably love the opportunity to use up their excess energy taking part in activities such as football, swimming, gymnastics, athletics or alike. Consult the school, community centre or your local council on opportunities in your area.

Do you think your child could do well in music? If it’s singing they might be good at, find out how to join the local choir. Perhaps there is one at the school, the community centre or the local church. For those looking to learn how to play an instrument, there are options as well. Most schools have an orchestra or band of sorts that it could be possible to join. Alternatively, hire a private tutor.

Other options for after-school fun and socialising include joining groups such as the Brownies or Scouts. These are great for teaching your children how to be independent, and gain some real life skills.

There could be some more niche interest groups on offer in your local area too that could see your little one learning anything from survival skills to floristry.

Kitchen Fun

If you, your older children or your childminder are keen cooks, transfer this interest and these skills to the younger generation. No one is ever too young to help out in the kitchen; it’s just a case of assigning age-appropriate tasks that don’t involve sharp knives or other potentially dangerous kitchenware.

You could be baking or making dinner for mum and dad. Activities that young kids can do are mixing ingredients, kneeding dough, and washing fruit and veg, for example.

Experiments

Scientific exploration and discovery should be encouraged, as it teaches kids a lot about how the world works. You’ll be happy to hear you don’t need many resources to carry out experiments at home. Many can be done with the help of just a few common household items. Find instructions online or in children’s activity books. Many charities and educational foundations produce materials that you could use, such as the popular SEEDKIT.

These types of activities are often meant to make it easier for children to understand scientific concepts such as electricity, buoyancy and viscosity.

Several well known historians have hopped for the digital train. A whole new survey found that a lot of of the four,000 historian participants will be ready to look at types of electronic digital scholarship or grant such as “interactive road directions or on the web databases.Inch However, the actual amount of journals thinking about publishing this specific brand-new, digitalized work is fairly non-existent compared.

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Latest digital camera grant has found a safe haven within websites as well as internet websites similar to Wikipedia, much outside from the conventional academic-publishing realm. Nevertheless, with the business of organizations such as the particular Preserving Digital Background task along with wedding vows through top authors to understand digital method, historian’s digital camera work may perhaps shortly see popular scholarly newsletter.

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